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Zero Balance accounts

Compare rates, minimum balance rules and features from verified banks offering zero balance accounts.

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Highest rate today
2.50% p.a.
Banks compared
5
Accounts with ₹0 min. balance
2
Avg. rate across list
2.50%
Editor's picks

Featured accounts worth a closer look

Selected based on interest rate, accessibility, and account-opening friction.

★ Highest rate
bob Masterstroke LITE Saving Bank Account Bank of Baroda
2.50% p.a.
  • Min Balance: ₹500,000
  • Debit Card: Other
View details
Fastest to open
bob Salary Privilege Account Bank of Baroda
2.50% p.a.
  • Min Balance: ₹0 (Zero balance)
  • Debit Card: Visa
View details
Top value
bob Women Sapphire Savings Account Bank of Baroda
2.50% p.a.
  • Min Balance: ₹100,000
  • Debit Card: RuPay
View details
Full comparison

All 5 accounts in Zero Balance

Sort by whatever matters most to you using the table headers below.

Account & Bank ↕ Interest rate ↕ Min. avg. balance ↕ Debit card
See all accounts across categories