Key features
What's included with this account.
Free unlimited NEFT/RTGS/IMPS facilities
Free cheque books
Earn higher interest through Sweep
Flat Rs 750/- discount on locker charges
Discounts on charges on Gift Cards, Retail Loans
Reduced Markup on Forex Transactions
Free SMS/e-mail alerts
Complimentary -1- Banking @call Facility (DSBS)
Free EMT RUPAY Debit card
Discounts on Hotel booking, Flight Bookings, Amazon, Swiggy, BookMyShow
Complimentary subscription on Gaana+, OTT Platform
Accident Insurance up to Rs. 50 lacs*
Complimentary domestic & International airport lounge access*
Up to 0.10% concession in Interest Rates of Retail Loans
Free ETERNA Credit Card (Issued to 1st Account Holder only)
Eligibility & documents
What you'll need on hand to open this account.
- All including NRIs
- 3. Eligible Branches: All
- 4. Account Opening Channels: All (Branch, RLBO, TAB and bobWorld etc.)
- 5. Debit Card Variant: EMT Platinum Debit Card
- 6. Debit Card Issuance and Renewal charges: 100% Waiver on Fee
- 7. Reduced forex mark up: 1%
- 8. Free Cheque Leaves: FREE UNLIMITED
- 9. Demand Draft/Debit Cheque: FREE UNLIMITED
- 10. RTGS/NEFT: FREE UNLIMITED
- 11. IMPS / UPI: FREE UNLIMITED
- 12. Transaction Charges: FREE UNLIMITED
- 13. SMS / Email Alerts: FREE UNLIMITED
- 14. Discount on Depository Services / Demat AMC: LIFETIME FREE
- 15. Discount on Issuance / Renewal Fee of Prepaid Cards / Gift cards: 50%
- 16. Discount on Annual Locker Rent (1
- Locker only, Subject to Availability): Rs. 750/
- Discount on any size Locker
- 17. Sweep facility Allowed: Yes
- 18. Sweep minimum threshold: Rs. 10,00,000/
- 19. FFD Period: 181 Days
- 20. Sweep out in Multiple of: Rs. 25,000/
- 21. Sweep in multiple of: Rs. 10,000/
- 22. Banking @call Facility (DSBS): 1 / per Month
- 23. Credit Card: Life time Free ETERNA CREDIT CARD
- 24. Waiver in processing charges on HOME Loans, Mortgage Loans. Subject to recovery of minimum charges per property to be mortgaged as out of pocket expenses (for legal, valuation, Inspection etc) & only on New Sanctions after Account open / conversion Date). 50%
- 25. Credit Card: Life time Free ETERNA CREDIT CARD
- 26. Concession in Interest Rates of 4Wheeler Loans, Home, Mortgage, Personal & Education Loans* (ROI not to go below Minimum Rate set by Bank & only on New Sanctions after Account open / conversion Date): 0.10%
- 27. No of Free Cash withdrawal in a month: 10
- 28. No of Free Cash Deposit in a month: 10
- 29. Scheme Conversion: Allowed
- Eligibility: All individuals 18 years and above, Average Balance Required: MAB
- Rs. 5,00,000 OR Rs 2,50,000 (SB) & 5,00,000 (TD). , Passport, Driving license with photo, Proof of possession of Aadhaar Number, Voter’s Identity Card issued by Election Commission of India, Job card issued by NREGA duly signed by an officer of the State Government. , Letter issued by the National Population Register containing details of Name and Address.
Overview
1. Average Quarterly Balance (MAB): Rs. 5,00,000 or Rs. 2.50 lakh MAB and Rs. 5.00 Lakhs TD
Interest rate slabs
Rate applied depends on your daily closing balance.
| Balance slab | Interest rate (p.a.) |
|---|---|
| Up to ₹ | % |
Fees & charges
The costs that aren't the headline interest rate.
| Item | Charge |
|---|---|
| Account opening fee | ₹0 |
| Non-maintenance penalty | ₹0 |
| Debit card annual fee | ₹0 |
| Physical passbook / statement | ₹0 |
| Cheque book charges | ₹0 |
| Other-bank ATM withdrawals |
Official Product Brochure & Rate Sheet
Download the verified PDF document containing complete terms and conditions directly from Bank of Baroda.
Account highlights & capabilities
Key parameters and structural features configured for bob Masterstroke LITE Saving Bank Account.
Interest rate structure & earning performance +
This account offers a competitive headline interest rate of 2.50% p.a.
Rates vary depending on your balance tier. Check the interest rate slabs breakdown above for specific slab-wise returns.
Debit card & payment access +
Includes a Other.
Enjoy seamless POS, e-commerce, and UPI deployment backed by your bank's digital app ecosystem.
Opening channels & digital onboarding +
Available via Branch.
Complete your verification swiftly with valid documentation and minimum age eligibility of 18+ years.
Account category & target segment suitability +
Configured specifically as a Savings Account
tailored for International Transactions,
ensuring optimal balance requirements and operational utility.
Rates, fees and features shown here are indicative and sourced from published rate sheets as of this listing's last update. Terms can change — always confirm current details directly with the bank before opening an account or relying on this page for a financial decision.
