bob Women Sapphire Savings Account

Overview

Sr. Parameters Women Sapphire SB
1 Eligible Clients Women (Singly or Jointly)
2 Joint Account Allowed, 1st A/c holder should be Women. Benefits will be made available to 1st holder only.
3 Monthly Average Balance (MAB) Rs. 1.00 Lakh
4 Charges for not Maintaining MAB 6% of the Actual Shortfall from MAB, on a monthly basis subject to Minimum Rs. 50.00 & Maximum Rs. 500.00
5 Cheque book issuance charges Free
6 Debit Card bob Bhoomi RuPay Select
7 Debit Card Issuance Fee Free
8 Debit Card Renewal Fee Refer https://bankofbaroda.bank.in/digital-products/cards/debit-cards/rupay-select-debit-card, Tab Fees/Charges
9 Doorstep Banking Services (DSBS) Free 1 Service per Quarter (Through DSBS App)
10 NEFT / RTGS Free from all channels
11 IMPS 50% Discount of normal IMPS Charges
12 Cash Deposit Charges Free in Base Branch
13 FFD Facility On Request
14 Locker Charges Discount 20% discount on Locker in the name of 1st Holder only upto maximum Rs 500/-.
15 Gift & Travel Card Free Issuance for 1 Travel / Gift Card per quarter
16 SMS / Email Alert Charges Free
17 Debit Card Transactions in our bank ATM / Other Bank ATM Refer https://bankofbaroda.bank.in/interest-rate-and-service-charges/service-charges Under Digital Banking Product Related Charges
18 Credit card Tiera Credit Card
50% Waiver on first year charges in the form of reward points.
(For 1st Account Holder only, subject to underwriting by BOBCARDS.)
19 Concession in Demat AMC Free AMC for 1st year for the Account in the name of 1st Holder only.
20 Nomination Allowed, as per Bank’s extant guidelines.
21 Special Benefit
Cancer coverage : Rs. 10/- Lakhs
Practo Offer:
Free Online Doctor consultation for 6 Family members
Concession on medicine purchase (online) upto 15%
Concession on Pathological test upto 20%
22 Discount in Processing charges 50% waiver in Processing charges on Home loans.
(only on New Sanctions (only on -1- Loan Account) in the name of 1st Account holder and not applicable for existing Loans)
23 Cancer coverage* Rs. 10/- Lakhs
24 Practo Offer*
Free Online Doctor consultation for 6 Family members.
Concession on medicine purchase (online) upto 15%.
Concession on Pathological test upto 20%.

To be availed via Practo App, by registering through the phone no linked with the bob Vishesh Samman Account
25 Discount in Processing charges 50% waiver in Processing charges on Home loans.
(only on New Sanctions (only on -1- Loan Account) in the name of 1st Account holder and not applicable for existing Loans)
Please Note:

Upon maintaining the requisite monthly average balance, the benefits associated with Practo and Insurance shall become applicable and effective from the subsequent month.
The monthly average balance maintained in the account for the preceding month is a critical requirement to facilitate processing and settlement of insurance claims.
Detection of Cancer prior to Account Opening will not be covered. Further, Cancer Coverage and Practo Benefits will start post maintenance of MAB of Rs. 1 Lac.
The Cancer care will only be available for 60years of age, post which the customer can have their account in the scheme but the cancer coverage will not be available.